Protecting your home with house refurbishment insurance

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Monday, 6 May 2013

If you are getting any kind of work done on your home then it is important that you have cover, and regular home insurance will not cover periods when renovations or refurbishments are happening at your home. Find out more about this type of insurance and what it will cover here.

Having work in the region of renovations and repairs done on your home can be a very stressful time as the place in which you relax and unwind becomes somewhat less relaxing. Nevertheless, it is important to remember in these times that you will need a special insurance policy to cover all of the work that is being done. No matter how extensive the work is, insurance is always needed as regular home insurance will not cover anything other than decoration. Regular insurance companies and their policies may also restrict the work that you are having done, so therefore the best solution is to have renovation insurance during this time period.

Renovation insurance, or house refurbishment insurance as it is also known, will cover the property whilst unoccupied during renovations as well as building materials and any structural work that is done and much more. It may also turn to regular home insurance once all of the work is completed.

Having work done on your home can be very expensive, even for a small job, and you will want to ensure that you are fully covered in case anything goes wrong. When it comes to insurance it's always better to err on the side of caution, and this is particularly true when it comes to home renovations and house refurbishments. If you are planning on having work done on your home then get in touch with a company today who can offer this type of policy.